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Want to unlock the benefits of Momentum Checking?

Here’s what you’ll need,
and here’s what you’ll get-

What You’ll Need:

  • Valid ID: A government-issued photo ID, such as a driver’s license, state ID, or passport

  • Social Security Number: Required for identity verification

  • Contact Information: Your current address, phone number, and email address

  • Initial Deposit: A debit/credit card or bank account details for your opening deposit

What You’ll Get:

  • 6% APY*

  • Fast online signup

  • Rewards for your strong saving and spending habits

  • Free credit score monitoring and alerts

  • And additional benefits!

Sign up today to feel the Momentum

Apply Now

A Checking Account That Keeps
Your Momentum Going

A Checking Account That Keeps Your Momentum Going

6% APY*

Interest is paid based on account balance. Balance tiers and their interest rates:

Tier 1: $0—$9,999.99 = 6% APY*

Tier 2: $10,000—$49,999.99 = 3% APY*

Tier 3: $50,000 and up = no interest paid

Purchases = Points

Earn 1 UChoose reward point for every $2 spent on your Momentum Checking debit card. Redeem your points through your UChoose Rewards account for travel, gift cards, merchandise and more!

UChoose Rewards

Browse the UChoose Rewards catalog once you’ve earned your first 1,000 points. You can also find participating retailers to shop from and earn even more rewards — with your savvy financial tendencies, it’ll be a breeze.

Your Classic
High-Yield
Checking Account

Momentum Checking pairs all the perks listed above with the tried-and-true features of a classic checking account, including direct deposit, overdraft protection, unlimited check writing, and:

  • Free Bill Pay
  • Free Online Banking
  • Free Mobile App with Smart Deposit
  • Free Mobile and Text Banking
  • Free E-statements and E-notices
  • Free Credit Score Monitoring and Alerts
  • Free Access to Our Money Management Personal Finance App
Apply Now

*APY – Annual Percentage Yield effective 02/02/24. Rates may change after account open. Dividends are compounded monthly. $25.00 minimum balance to open Momentum Checking account. APY earned based on the following tiers and requirements: 6.00% APY earned on balances from $0 to 9,999.99; 3.00% APY earned on balances from $10,000.00 to $49,999.99; 0.00% APY earned on balances over $50,000.00; Momentum Share Draft Accounts must meet the following account qualifications to earn the qualifying dividend rate and APY: Fifteen (15) Non-ATM debit transactions per qualification period. No dividends will be paid if all requirements are not met. Qualification period means a period of thirty-one (31) days preceding the 27th of each month. Fees could reduce the earnings on the account. Membership conditions may apply.